1-in-3 · The Selfmade Habits Newsletter

Selfmade
Habits

What Self-Made Millionaires Did, and How to Start Building Wealth

Download the introduction to Selfmade Habits, the book I’m writing now.

Built on research into self-made millionaires, Selfmade Habits shows the four money habits most of them share, and four simple rules for making those habits stick.

01 — The four habits every issue comes back to

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Build a paid skill. Spend time every week on skills people pay for. Most millionaires in the largest U.S. survey came from ordinary careers, not the corner office.

2

Keep your lifestyle below your income. When your pay rises, let your spending trail behind. A high income doesn’t make you wealthy if the spending rises with it.

3

Invest automatically. Money that moves before you see it gets invested every month. Automatic saving is one of the best-supported findings in the research.

4

Own a stake. Own part of what your skills produce. At the top, most earners own businesses built on their own skills.

Find your weakest habit →
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The latest issues

Read a few first.

Everything I’ve written
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Who it’s for

Wherever you’re starting from.

Most millionaires in the major surveys didn’t inherit their wealth. They built it. The four habits don’t change with your starting point. From zero, from debt, or from a little help, the work is the same.

Indy Karveli

Who’s writing it

Indy Karveli

A writer who reads the research on how everyday people built wealth and turns it into habits you can start this week. He’s writing Selfmade Habits.

More about Indy

One idea on building wealth.
Every Tuesday.

Short, research-based, and small enough to try that week. Each issue covers one habit: a paid skill, a lifestyle below your income, automatic investing, or a stake of your own. Plus the introduction to Selfmade Habits, free when you join.